We build the infrastructure between invoice and cash.
An API-first invoice-to-cash platform embedded in bookkeeping software, ERPs and vertical software - connecting partners, bookkeepers, customers and payers in one continuous flow.
Trusted by partners across the Nordics
Flexible and open.
Our API is rich, open, and ready to go. Explore it yourself, or give us a shout and we'll walk you through it.
- 2,000+
- Accounting agencies
- 50+
- System integrations
Built for growth.
We've got a black belt in partnerships. You can build towards us, we can build towards you, or, even better, we build together for maximum value.
Unique integration capabilities.
One integration point across all markets. Collection-specific complexity is abstracted away and friction is minimised, for our partners and their customers.
Build on an open, well-documented API.
Test in a staging environment before you go live, with one integration point across Norway, Sweden, Finland, and the Netherlands.
Loved by Nordic teams
Kravia has been a stable and reliable partner for us. They have proven to be adaptable to our specific market segment, and together we have established excellent routines that effectively serve our customers' best interests.
Our office has been using Kravia for several years now and we are very happy with the collaboration. As a company that exclusively uses Tripletex, we are especially pleased with the seamless integration with Kravia's systems.
Kravia's solutions are perfectly tailored for accountants. They are fully integrated with the ERP system, making it simple for the payer to settle their account.
Getting rid of the time spent on reminders and debt collection is a relief—both for me and the customers. Kravia handles it in a professional manner. It's a win-win!
The integration with Kravia helps the housing associations we manage achieve a high resolution rate for the collection of common expenses. This strengthens our customers' liquidity and contributes to increased predictability for residents' personal finances.
We are very satisfied with Kravia – good communication, fast and solution-oriented answers, and clear feedback. The portal is well-organised and easy to use, and the integration with Tripletex saves us a lot of time. Through the partner program, we feel listened to and valued as a customer.
We recommend Kravia to all our customers because it's easy for both us and them. A debt collection solution that is fully integrated with the accounting system is a definite advantage, and our customers really appreciate being able to do everything in the same place they send their invoices. The processes with automatic transfer and bookkeeping of settlements also help us save time on a busy day. When the team at Kravia is also the nicest in the industry, choosing a debt collection partner becomes very easy!
Help
A REST API with webhooks, documented in the developer centre. You get a client id and secret from us, build against the staging environment, then switch to the production one. Collection-specific complexity stays on our side, so you're passing invoices and reading statuses rather than modelling a collection process yourself.
No. Cases can be created from your product and statuses flow back into it, so your users stay where they already work. The Kravia portal stays available for anyone who wants a fuller view across clients and systems.
No. Kravia holds a separate collection licence in each market it operates in. Norway's regulator is Finanstilsynet, Sweden's is Finansinspektionen, and Finland's is Lupa- ja valvontavirasto (LVV). The licence and the supervision stay with us.
Our case handlers do, in your customer's name. They work within good collection practice: clear communication, with deferrals and payment plans available before anything escalates. Neither you nor your customer has to speak to them directly.
Kravia is free for the businesses using it. No subscription, no setup fee, no per-case fee. We're paid from the fees and interest added once a case moves to collection, not by you or your users. Partner commercials are agreed per partnership.
